Please read these Terms of Service carefully before using the KANCO website or engaging our professional services. By accessing this website or entering into a service engagement with us, you confirm that you have read, understood, and agree to be bound by these terms. If you do not agree, please discontinue use of this website immediately.
1 Acceptance of Terms
These Terms of Service ("Terms") constitute a legally binding agreement between you ("Client", "you", or "your") and KANCO ("we", "us", or "our"), a professional audit, taxation, accounting, and business advisory firm operating from Karachi, Pakistan.
These Terms apply to:
- All use of the KANCO website at its current domain and any subdomains.
- All enquiries, consultations, and professional service engagements entered into with KANCO.
- Any communications between you and KANCO through the website, email, phone, or in person.
Use of this website by a person under 18 years of age is not permitted without the consent and supervision of a parent or legal guardian.
2 Our Services
KANCO provides professional services in the following areas:
- External audit and statutory audit services
- Taxation services (income tax, sales tax, FBR compliance)
- Accounting and bookkeeping services
- Business finance advisory and financial modelling
- Payroll management services
- SECP compliance and company secretarial services
- Provincial tax compliance services
The specific scope, deliverables, timelines, and fees for any engagement are defined in a separate Engagement Letter or Service Agreement signed between KANCO and the Client. These Terms supplement — and do not replace — the terms in any such Engagement Letter.
3 Website Use
3.1 Permitted Use
You may access and use this website for lawful purposes only. You are permitted to:
- Browse and read content published on the website.
- Submit enquiries through the contact form.
- Use the tax calculator and chatbot tools for general guidance.
- Share links to our website on social media or other platforms.
3.2 Prohibited Use
You must not:
- Use the website in any way that violates applicable Pakistani or international law.
- Transmit any unsolicited or unauthorised advertising or spam.
- Attempt to gain unauthorised access to any part of our website or systems.
- Use automated tools (bots, scrapers, crawlers) to extract content without our written permission.
- Transmit any harmful, offensive, defamatory, or unlawful content through our website.
- Impersonate any person or entity, or misrepresent your affiliation with any person or entity.
- Interfere with or disrupt the integrity or performance of the website or its underlying infrastructure.
We reserve the right to block access to the website for any user found to be in breach of these conditions.
3.3 Availability
We strive to keep the website available at all times but do not guarantee uninterrupted access. We may take the website offline for maintenance, upgrades, or due to circumstances beyond our control. We are not liable for any loss caused by website unavailability.
4 Professional Relationship
Submitting an enquiry, using the chatbot, or interacting with our website does not create a client-advisor relationship with KANCO. A formal professional relationship is established only when:
- A signed Engagement Letter or Service Agreement is executed between both parties; and
- Any required regulatory checks (e.g., KYC/AML under applicable Pakistani regulations) have been completed to our satisfaction.
KANCO's services are rendered in accordance with professional standards issued by the Institute of Chartered Accountants of Pakistan (ICAP), the Institute of Cost and Management Accountants of Pakistan (ICMA Pakistan), and other applicable regulatory bodies.
5 Intellectual Property
All content on this website — including but not limited to text, graphics, logos, icons, images, blog articles, downloadable documents, software, and the overall design — is the exclusive property of KANCO or its licensors and is protected by Pakistan's Copyright Ordinance 1962 and international intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content from this website without our prior written consent.
Deliverables produced by KANCO under a formal engagement (audit reports, tax returns, advisory reports, etc.) are governed by the intellectual property provisions of the relevant Engagement Letter.
6 Confidentiality
KANCO treats all client information with strict professional confidentiality in accordance with the ethical codes of ICAP and ICMA Pakistan. We will not disclose confidential client information to any third party except:
- As required by Pakistani law, court order, or regulatory authority.
- With the Client's explicit prior written consent.
- To the extent necessary to perform the engagement (e.g., sharing with our internal audit team under appropriate internal controls).
This confidentiality obligation survives the termination of any engagement or these Terms.
7 Fees & Payment
Fees for professional services are as agreed in the applicable Engagement Letter. Unless otherwise stated:
- Fees are payable in Pakistani Rupees (PKR).
- Invoices are due within 30 days of the invoice date unless a different term is agreed in writing.
- KANCO reserves the right to suspend services where invoices remain unpaid beyond agreed terms.
- All applicable taxes (including sales tax / withholding tax as per Pakistani law) are the responsibility of the Client, unless explicitly included in the agreed fee.
The use of this website is free of charge. No payment is processed through this website.
8 Limitation of Liability
To the fullest extent permitted by applicable Pakistani law:
- KANCO provides this website and its online tools "as is" and "as available", without warranties of any kind, express or implied.
- We do not warrant that information on the website is complete, accurate, or up to date. Tax laws, regulations, and rates change frequently; always consult a qualified professional before acting on any information found here.
- KANCO shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website or its content.
- Where KANCO is engaged under a formal Engagement Letter, our professional liability is as specified therein and subject to our professional indemnity insurance coverage.
9 Indemnification
You agree to indemnify, defend, and hold harmless KANCO and its partners, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in connection with:
- Your violation of these Terms.
- Your violation of any applicable law or the rights of a third party.
- Any false or misleading information you provide to KANCO.
10 Termination
We may terminate or suspend your access to this website immediately and without notice if you breach these Terms or if we are required to do so by law. Upon termination, all rights granted to you under these Terms cease immediately.
Termination of a professional service engagement is governed by the terms of the applicable Engagement Letter. In the absence of a specific provision, either party may terminate an engagement on 30 days' written notice. KANCO will issue a final invoice for all work completed to the date of termination.
11 Governing Law & Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the Islamic Republic of Pakistan. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of Karachi, Pakistan.
Before commencing formal legal proceedings, the parties agree to attempt to resolve any dispute through good-faith negotiation. If negotiation fails within 30 days, either party may refer the dispute to mediation under the rules of a mutually agreed mediation body operating in Pakistan.
12 Changes to These Terms
We reserve the right to update these Terms at any time. Changes take effect when published on this page with a revised "Last Updated" date. Your continued use of the website after changes are published constitutes your acceptance of the updated Terms. We encourage you to review this page periodically.
For material changes to the terms of an active engagement, we will notify you in writing and obtain your acceptance before proceeding.
13 Contact Us
For any questions about these Terms of Service, please contact us: